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Texas Commercial Insurance
We understand that small business owners like you work hard every day, taking risks to better serve your customers, create jobs, and strive for success. We can help you build and protect your business with customized insurance solutions for you and your budget.
This helps protect your business against burglary, robbery, forgery, computer fraud, employee dishonesty and other crimes.
Errors & Omisions (E&Os)
Errors and omissions insurance is a type of liability coverage that protects your business against client lawsuits caused by alleged negligent acts, errors or omissions. E&O insurance typically cover you, your employees and your subcontractors.
This coverage can help pay for an injured employee’s medical treatment and lost wages if a job-related injury requires time off work. It can also protect your business and assets.
This provides additional protection for your business assets by increasing the liability limit you already have with other policies.
Employment Practices Liability
This type of coverage can help protect your business from employee lawsuits resulting in allegations of discrimination, wrongful termination, harassment, or other employment-related issues.
This coverage can help you cover payroll, pay for relocation expenses and replace lost income when a covered loss forces your business to close temporarily.
From your commercial vehicles to your Business Owners Policy (BOP) and Employee Benefits, we can help you find the right policy for your needs.
Protection for ALL Types of Businesses
Retail Stores & Services
Whether they come to you for saddles, electronics, or auto parts, your customers rely on your products and expertise.
Auto Repair & Service
Your customers depend on you to help get them back on the road. Don’t let an unexpected event threaten your day-to-day operations.
Food Beverage Hospitality
Spoiled food caused by a failed walk-in refrigerator could be detrimental to a business’s income. Find the right policy with Lifetime Insurance.
From law firms to general professional services, business office insurance protects you from the unexpected around the office.
Real Estate owners and managers have unique risks. We can find the best products to address the specific policy requirements of this industry.
Your patients are investing in health insurance for their protection. Are you doing the same for your practice? let us find you the best clinic policy.
We understand the risks contractors face every day, and our commercial insurance solutions can help meet your varied needs.
Wholesalers & Distributors
Protect your products and warehouse from fire, flood, and storms. Cover against thieves that target your inventory and damage your building.
Self Storage Facility
Protection against crime, equipment breakdown, customer property liability and even sales and disposal costs of former tenant abandoned property.
Additional Coverage Options
This coverage for businesses that make, sell or serve alcoholic beverages. It’s also known as dram shop insurance.
Employment Practices Liability Insurance protects against claims related to employee discrimination, sexual harassment, and wrongful termination.
Rideshare insurance is intended to fill the gaps between the insurance ridesharing companies, like Uber or Lyft, provide for their drivers and their drivers’ own personal policies.
This is coverage for movable property, equipment, tools, supplies and various other goods during transport over land.
This is a voluntary benefit that employees can opt-in to which helps cover their pets’ medical expenses.
Are your commercial vehicles fully covered?
Commercial auto insurance covers injuries that you or your employees may cause to other people and their property while driving. A commercial auto policy also can include coverage for cars you borrow or rent, as well as coverage for employees who use their cars for your business.
Select A Coverage
With our assistance, you determine the type and level of coverage that best fits your lifestyle and risk tolerance.
Get A Quote
We do all the heavy lifting to find you the most coverage at the best price based on your personal needs.
Enjoy the peace of mind that you are covered and that you have a team of professionals here when you need us!
I had no idea I could save this much over going straight to a single large carrier. I found the same or increased coverage and a better price. They answered every question I had and found the best price. Everything I needed from an insurance agent and more.
P.B. | McKinney TX
Very helpful and friendly staff. I moved all my insurance needs to Lifetime Insurance because of the savings and service. They helped me find the best coverage and price for my car, homeowners, boat, and even my golf cart insurance.
B.D. | Garland TX
Great experience Jon is always helpful, very professional puts together options and explains in detail how they differ. Their team is willing to go the extra mile to get me taken care of! Highly recommend...
M.H. | Rockwall TX
LIFETIME WEALTH MANAGEMENT, P.C. IS A SEC REGISTERED INVESTMENT ADVISORY FIRM (RIA)
LIFETIME WEALTH MANAGEMENT, P.C., LIFETIME TAX ADVISORS INC. AND LIFETIME INSURANCE SERVICES, INC. ARE LEGAL SEPARATE ENTITIES.