Lifetime Employee Benefits specialize in affordable, competitive, complex, and creative solutions for employee benefit insurance for the small to medium sized under-served & under advised market segment. Our proprietary ideologies and procedures offer our clients unique solutions for all your employee insurance needs.
Why Offer Employee Benefits
They are your most important asset.
Offering your employees strong benefits is the best way to protect them and show them how much you are invested in their well-being.
Companies will build loyalty and keep their best employees happy when they offer important benefits, like medical, dental, and vision coverage.
You may be able to deduct qualifying group benefit plan premiums as a business expense. Employees may also receive greater value from access to benefits than if you merely increased their pay by the same amount.
Affordable coverage for the business owner.
Individual insurance plans may be more expensive or may not be available. Providing coverage to your employees may put valuable benefits in reach for you and your family.
Director of Employee Benefits
Jon has been in the Employee Benefits industry for 10 years and holds multiple state licensing for Life, Accident, Health and HMO, with an additional licensing in Property and Casualty. Jon earned his REBC (Registered Employee Benefits Consultant) Designation with NAHU (National Association of Health Underwriters). He is experienced in Group Benefits, Production, Consulting, Account management, and Compliance.
How We Are Different
Relationship-based account management and hands-on support of your company’s in-house HR
Strategic partnerships with benefits administration, telemedicine, and various technology vendors
On-site education and claims solutions for employees
Trusted benefits consulting and negotiating on behalf of our client
Consistent bottom-line savings for our clients
Year-round market segment benchmarking for greater savings
- Medical Benefits
- Alternative Funding Strategies
- Defined Contribution Strategies
- Life and Disability
- Executive Benefits
- Dental and Vision
- HRA and HSA Accounts
- Wellness Programs
- International Benefits
- Voluntary Worksite Benefits
- Benefit Plan Performance Reviews
- Budget Forecasting
- Contract Negotiation
- Claims Analytics
- Contribution Modeling
- Underwriting support
- Cost Management
- Enrollment Capabilities
- Comprehensive Account Management
- Compliance Management (Cafeteria,POP,FSA,Dependent Care, Section 125)
- Affordable Care Act Guidance
- Benefits Administration
- Employee Communication Strategies
- Technology Initiatives (Tele-Med, Online Physicians Consultations)
- Employer Education
A lot goes into building an Employee Benefits plan, and it can be easy to overlook some key factors when selecting the right one. As you search for the right insurance consultant who can help you manage your program and maintain compliance, consider some of these FAQ’s.
Employee Benefits F.A.Q.
Is there a way to mitigate company cost without sacrificing benefits offered?
Absolutely; proactive planning and benefits discussions will allow your consultant team to put your company’s benefits offering in a better position.
Am I paying for services my employees aren’t utilizing or benefiting from?
More often than not, you are given a suite of services that is not customized to your employee demographic.
Should my benefits offering only be audited and bench-marked during renewal?
Our practices revolve around utilizing multiple meetings throughout the year to continue to plan as the needs of your company grow.
How can I inform my employees on the best way to maximize the benefits they enroll in?
By utilizing your dedicated account management team to have scheduled informational touch points as desired, employees will engage and associate value with the benefits offered.
Is there a better way to make the tools available to my employees easier to use?
By partnering with a consultant team that helps develop a road map for employees of all demographics, you help employees understand the value and accessibility of these items.
How can I incorporate more technology into the benefits platform I present to my team?
You can incorporate more technology by partnering with a consultant that understands all of the technological tools available, and which ones fit your company’s and employees’ specific needs.
How do I know if I’m compliant with all of the rules and regulations associated with my employee benefits offerings?
In order to stay compliant, choose an account management team that will provide you with all of the up-to-date information specific to your group size.
LIFETIME WEALTH MANAGEMENT, P.C. IS A SEC REGISTERED INVESTMENT ADVISORY FIRM (RIA)
LIFETIME WEALTH MANAGEMENT, P.C., LIFETIME TAX ADVISORS INC. AND LIFETIME INSURANCE SERVICES, INC. ARE LEGAL SEPARATE ENTITIES.