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Texas Motorcycle Insurance

Keeping your motorcycle in tip-top shape is costly enough without the added expense of an accident. If you find yourself at fault in an accident, the right coverage will help lessen the financial blow. Let our team help you pick the best coverage at the right price.

Collision Coverage

Often required if your bike is financed or leased, this coverage helps pay to repair or replace your motorcycle after an accident.

Liability Property Damage

This type of coverage is usually a must-have for motorcyclists. It can can help you pay for any  damages to another person’s vehicle or property, if you are found to be at fault in the event of an accident.

Uninsured/Underinsured Motorist Coverage

This coverage may help protect you against the financial strain of accidents involved with drivers who don’t have liability insurance or cannot pay for injuries and damages they cause.

Comprehensive Coverage

This coverage helps pay for damage to your vehicle that is not caused by a collision, such as theft, vandalism, or a weather event.

Personal Liability

Personal liability can protect you in the event of a claim and can provide a defense in the event of a lawsuit, if you or a member of your household is responsible for causing injury or property damage.

Liability Bodily Injury

If you cause an accident and someone is injured, other than a guest passenger, this helps you cover the injured person’s medical bills and loss of income.

There are many ways to save on motorcycle insurance. Find out which discounts you qualify for today – start with a quote!

Motorcycle Insurance Discounts

Bundle and Save

You can save on motorcycle insurance when you have a car and motorcycle insurance policy with the same carrier.


Brake Check

You may receive a discount if your motorcycle is equipped with a factory-installed Anti-Lock Braking System (ABS)

Safe Rider Claims Free Discount

Most carriers reward safe driving and riding. No accidents, violations, or major comprehensive claims could save you hundreds.

Multiple Policy Discounts

Save even more when you add multiple policies with the same carrier as Motorcycle, Boat, or RV coverage. 

Homeownership Discounts

Most carriers offer a discount on your motorcycle insurance if you own a home or condo, even if you insure it with a different carrier.

Pay In Full

Receive a discount for your motorcycle insurance by paying your entire policy premium in full when you buy or renew your policy.

Theft Recovery Devices

Some carriers offer discounts for radio or GPS theft-recovery systems, adding to comprehensive coverage savings!

Riders Safety Course

Complete an approved motorcycle, ATV, or snowmobile safety course and you could lower your motorcycle insurance again.

Riders Association

If you’re a member of a riding association, such as the Harley Owners Group, or United Services Automobile Assoc. (USAA) you can earn a discount.

Motorcycle Coverage Options

Express your personality with custom equipment and rest assured that it’s covered. Many carriers provide additional custom parts and equipment coverage at no charge. You also have the option to increase the total coverage bike.

You want to be sure the repairs are done right if something happens to your bike. Most national carriers basic motorcycle coverage automatically includes use of original equipment manufacturer (OEM) parts during repairs.

If you take safety seriously some carriers provide coverage per person, per incident to replace your helmet, jacket, boots, gloves, and other safety apparel lost or damaged in a collision. 

Help is on the way if you need it so ride with confidence. Motorcycle roadside assistance may include towing to the nearest qualified repair shop, fuel and fluids delivery, basic emergency services, trip interruption benefits, and more.

Trip interruption benefits may be included with your coverage. This will help pay for food and lodging if you’re stranded far from home due to a breakdown.

Is Your ATV/UTV Covered?

ATV/UTV insurance can help cover injuries or damages you’re liable for, and any repairs to your vehicle. If you’re operating an ATV on government land or away from your property, your homeowners insurance may not cover it. With a little help from Lifetime, you won’t miss any off-road fun!


Select A Coverage

With our assistance, you determine the type and level of coverage that best fits your lifestyle and risk tolerance.


Get A Quote

We do all the heavy lifting to find you the most coverage at the best price based on your personal needs.

Get Covered

Enjoy the peace of mind that you are covered and that you have a team of professionals here when you need us!

Why Rockwall, Texas Loves Us!

Here are just a few of the real Google reviews from our clients.

Read more Google reviews here or leave us a review here.


I had no idea I could save this much over going straight to a single large carrier. I found the same or increased coverage and a better price. They answered every question I had and found the best price. Everything I needed from an insurance agent and more.

P.B. | McKinney TX


Very helpful and friendly staff. I moved all my insurance needs to Lifetime Insurance because of the savings and service. They helped me find the best coverage and price for my car, homeowners, boat, and even my golf cart insurance.

B.D. | Garland TX


Great experience Jon is always helpful, very professional puts together options and explains in detail how they differ. Their team is willing to go the extra mile to get me taken care of! Highly recommend...

M.H. | Rockwall TX


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