Term Life Insurance Quote
Term Life Insurance
Term life insurance is the most simple form of life insurance and generally has the lowest out-of-pocket cost to provide death benefit protection for your loved ones should you pass away. You choose the protection for a specific period of time. Generally, policies are offered at 10,15,20, and 30-year terms.
Benefits of Term Life Insurance
Protection when you need it
Term life insurance is available in 10-year, 15-year, 20-year or 30-year terms, and is renewable annually until the holder reaches age 95.
Payout is Tax-Free
The payout your beneficiary receives if you die during the coverage period is typically tax-free and has a steady value throughout the life of the policy.
Premiums do not increase
The guaranteed level premium remains stable for the duration of the term.
A term policy can also be converted to a permanent life insurance policy even if your health deteriorates.
Not sure if Term Life is right for you?
As your life changes (for example, marriage, birth of a child, or a job promotion), so will your life insurance needs. You should weigh any associated costs before making a purchase.
A Lifetime Insurance agent can help you determine the right amount of coverage to help protect the ones you love.
Term Life Insurance Features
An inexpensive way to get a large amount of life insurance coverage. In general, the younger and healthier you are, the lower your premium will be.
Term Life Insurance has a guaranteed level premium that will not increase for the duration of the term.
Available in 10-, 15-, 20- or 30-year terms. Annually renewable to age 95. Convertable to a permanent policy.
How It Works
Select A Coverage
With our assistance, you determine the type and level of coverage that best fits your lifestyle and risk tolerance.
Get A Quote
We do all the heavy lifting to find you the most coverage at the best price based on your personal needs.
Enjoy the peace of mind that you are covered and that you have a team of professionals here when you need us!
I had no idea I could save this much over going straight to a single large carrier. I found the same or increased coverage and a better price. They answered every question I had and found the best price. Everything I needed from an insurance agent and more.
P.B. | McKinney TX
Very helpful and friendly staff. I moved all my insurance needs to Lifetime Insurance because of the savings and service. They helped me find the best coverage and price for my car, homeowners, boat, and even my golf cart insurance.
B.D. | Garland TX
Great experience Jon is always helpful, very professional puts together options and explains in detail how they differ. Their team is willing to go the extra mile to get me taken care of! Highly recommend...
M.H. | Rockwall TX
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