Texas Motorcycle Insurance: 6 Reasons to Ride with Lifetime
Spring has finally sprung, and motorcyclists across Texas are dusting off their riding gear and tuning up their bikes. If you are among them, you may also be in need of a motorcycle insurance tuneup. That’s why our experts are here to tell you about the Texas motorcycle insurance we offer, and the many reasons to get excited about riding with Lifetime!
Types of Texas Motorcycle Insurance
Types of Texas Motorcycle Insurance
Whether you’re a seasonal biker or you like to ride year-round, owning a motorcycle is not cheap. From keeping your bike in good shape with regular maintenance to the expense of the proper riding gear, it can become a costly hobby. With that in mind, the right coverage can really come in handy to lessen the financial blow in the event of an accident. That’s why our insurance experts have made sure we can offer the best variety of motorcycle insurance options, with some of the top national carriers. Here is a breakdown of the different types of coverage:
Collision Coverage
Often required if your bike is financed or leased, this coverage helps pay to repair or replace your motorcycle after an accident.
Comprehensive Coverage
This coverage helps pay for damage to your vehicle that is not caused by a collision, such as theft, vandalism, or a weather event.
Liability Property Coverage
Usually a must-have, this coverage can help you pay for damages to another person’s vehicle or property, if you are found to be at fault in the event of an accident.
Personal Liability
Personal liability protects you in the event of a claim, if a lawsuit is filed against you or a member of your household for causing injury or property damage.
Uninsured/Underinsured Motorist Coverage
This coverage may help protect you financially in accidents with drivers without liability insurance, or who cannot pay for injuries or damages they cause.
Liability Bodily Injury
If you cause an accident and someone is injured, other than a guest passenger, this helps you cover the injured person’s medical bills and loss of income.
We Added Voom as a Carrier!
We are thrilled to now have Voom as one of our new motorcycle insurance carriers! Learn more about what Voom has to offer at the button below.
Texas Motorcycle Insurance Discount Options
At Lifetime Insurance, we understand how costly it can be to own a motorcycle; in fact, we know that it’s often a way of life, not just a hobby. That’s why we are committed to helping clients like you explore the best discounts available to you. Here are some of the possible motorcycle insurance discounts that may be available to you:
Bundle and Save Options
In most cases, you can save on motorcycle insurance when you have a car and motorcycle insurance policy with the same carrier.
Multiple Policy Discount
Save even more when you add multiple policies with the same carrier as motorcycle, boat, or RV coverage.
Safe Rider Claims Free Discount
Most carriers reward safe driving and riding. No accidents, violations, or major comprehensive claims could save you hundreds.
Theft Recovery Devices
Some carriers offer discounts for radio or GPS theft-recovery systems, adding to your potential comprehensive coverage savings.
Brake Check Discount
You may receive a discount if your motorcycle is equipped with a factory-installed anti-lock braking system (ABS).
Pay In Full Discount
You may receive a discount for your motorcycle insurance by paying your entire policy premium in full when you buy or renew your policy.
Homeownership Discounts
Most carriers offer a discount on your motorcycle insurance if you own a home or condo, even if you insure it with a different carrier.
Riders Safety Course
Complete an approved motorcycle, ATV, or snowmobile safety course and you could lower your motorcycle insurance again.
Riders Association
If you’re a member of a riding association, such as the Harley Owners Group, or United Services Automobile Assoc. (USAA) you can earn a discount.
Our National Providers
At Lifetime Insurance Services, we firmly believe in that old adage, “variety is the spice of life”.
With access to multiple providers, we can offer a pool of coverage options as diverse as your needs.
Why Texas Motorcyclists Choose to Ride with Lifetime
As an independent insurance agency, we have access to multiple top national carriers. Not only do our clients benefit from our access to these top-notch insurance carriers, but our personalized service is unmatched! Our agents are passionate about providing customized coverage to our clients, and our motorcycle insurance policies are no exception! Here are some of the best reasons to ride with Lifetime:
1. Access to the Best Carriers
We have access to multiple national carriers that are the best of the best when it comes to motorcycle insurance.
2. Customized Coverage
We can help you build your motorcycle insurance policy to protect just what you need covered, no one-size-fits-all policies.
3. We Can Help You Bundle
We can help you save by bundling your motorcycle insurance with other policies you hold.
4. Multiple Discount Options
We can help you explore all discount options available to you, and advise you on the best options to consider.
5. We Shop for You
We can shop policies under different carriers and help provide side-by-side comparisons for you, so you don’t have to do all the legwork!
6. We Make Your Coverage Personal
We are not insurance providers; so, our number-one goal is to build you the best possible coverage at the right price.
Find the Best Texas Motorcycle Insurance
We have proudly served Texas motorcyclists for years, and our dedication to finding you the right coverage at the right price knows no bounds. Whether you’re a seasonal rider or full-time road warrior, our insurance team at Lifetime can help you cover all of your future adventures! If you’re ready to find the best coverage and enjoy unmatched and personalized service with our team, give us a call today at (972) 771-2622 or visit our website to make an appointment or get a quote!
