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Universal Life Insurance
Protecting your loved one with universal life (UL) insurance gives you flexibility in premium payments and death benefits as well as the opportunity to use cash values during your lifetime for a variety of purposes. Design your policy to reflect your priorities, protection and cash accumulation.
Benefits of Universal Life Insurance
Permanent Protection
Coverage continues for your entire life. No need to renew the policy with higher premiums. Guaranteed death benefit up to a lifetime and the assurance that market conditions won’t affect your coverage
Tax-Free Advantages
The payout paid to your beneficiaries is not subject to income taxes. Additionally, the cash-value you withdraw from your policy to supplement your retirement is tax-free.
Flexibility
Flexibility with your premiums, including how much and when you pay. The ability to adjust the amount of death benefit your beneficiaries would receive as your needs change.
Cash Value Access
Some universal life insurance policies can build cash value that you can access while you’re alive.
Not sure if Universal Life is right for you?
As your life changes (for example, marriage, birth of a child, or a job promotion), so will your life insurance needs. You should weigh any associated costs before making a purchase.
A Lifetime Insurance agent can help you determine the right amount of coverage to help protect the ones you love.
Universal Life Insurance Features
Permanent
Coverage continues for your entire life. No need to renew the policy with higher premiums.
Cash Value
Some universal life policies can build cash value that you can access while you’re alive.
Flexible
Change the protection level of the policy and decide how frequently you pay your premium.
Select A Coverage
With our assistance, you determine the type and level of coverage that best fits your lifestyle and risk tolerance.
Get A Quote
We do all the heavy lifting to find you the most coverage at the best price based on your personal needs.
Get Covered
Enjoy the peace of mind that you are covered and that you have a team of professionals here when you need us!
Why Rockwall, Texas Loves Us!
Here are just a few of the real Google reviews from our clients.
Read more Google reviews here or leave us a review here.
I had no idea I could save this much over going straight to a single large carrier. I found the same or increased coverage and a better price. They answered every question I had and found the best price. Everything I needed from an insurance agent and more.
P.B. | McKinney TX
Very helpful and friendly staff. I moved all my insurance needs to Lifetime Insurance because of the savings and service. They helped me find the best coverage and price for my car, homeowners, boat, and even my golf cart insurance.
B.D. | Garland TX
Great experience Jon is always helpful, very professional puts together options and explains in detail how they differ. Their team is willing to go the extra mile to get me taken care of! Highly recommend...
M.H. | Rockwall TX
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