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Whole Life Insurance
Whole life is the most popular type of permanent life insurance. With whole life insurance, your premium payments remain the same over the life of the policy. Whole life insurance is good for people looking for life-long insurance option, predictable premiums, and the ability to accumulate guaranteed tax-deferred cash value with a fixed rate of interest over time.
Benefits of Whole Life Insurance
Payout is Tax-Free
Your beneficiary receives a payout if you die during the coverage period that is typically tax-free and has a steady value throughout the life of the policy.
Premiums are stable
Whole life insurance is typically more expensive than term life policies, but the premium amount typically doesn’t change throughout the life of the policy. Over time, this helps make whole life insurance more affordable.
Build Cash Value
Your premiums and potential dividends create cash value that you can access for future financial needs, including retirement.
Customizable
A Whole Life Insurance policy can be customized with a variety of riders for an additional charge.
Not sure if Whole Life is right for you?
As your life changes (for example, marriage, birth of a child, or a job promotion), so will your life insurance needs. You should weigh any associated costs before making a purchase.
A Lifetime Insurance agent can help you determine the right life insurance policy and amount of coverage to help protect the ones you love.
Whole Life Insurance Features
Life-long policy
Whole life insurance is good for people looking for life-long insurance option that builds cash value.
Predictable
Predictable premiums and the ability to accumulate guaranteed tax-deferred cash value with a fixed rate of interest over time.
Flexible
You can choose how often you’d like to make premium payments; annually, semiannually, quarterly, or monthly.
Select A Coverage
With our assistance, you determine the type and level of coverage that best fits your lifestyle and risk tolerance.
Get A Quote
We do all the heavy lifting to find you the most coverage at the best price based on your personal needs.
Get Covered
Enjoy the peace of mind that you are covered and that you have a team of professionals here when you need us!
Why Rockwall, Texas Loves Us!
Here are just a few of the real Google reviews from our clients.
Read more Google reviews here or leave us a review here.
I had no idea I could save this much over going straight to a single large carrier. I found the same or increased coverage and a better price. They answered every question I had and found the best price. Everything I needed from an insurance agent and more.
P.B. | McKinney TX
Very helpful and friendly staff. I moved all my insurance needs to Lifetime Insurance because of the savings and service. They helped me find the best coverage and price for my car, homeowners, boat, and even my golf cart insurance.
B.D. | Garland TX
Great experience Jon is always helpful, very professional puts together options and explains in detail how they differ. Their team is willing to go the extra mile to get me taken care of! Highly recommend...
M.H. | Rockwall TX
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